How to Pay for Addiction Treatment Partnership to End Addiction

To get insurance, you will need to apply in a specific marketplace. Marketplaces, also called “the exchange,” have different health care providers available. They can be state, federal, or private insurance, and each has its advantages.

how to help a loved one with addiction can't afford rehab

The work usually involves physical labor within their warehouses sorting donated items or helping with administrative duties. This program has been described as helpful for many, however, not all faith-based programs engage in traditional treatment approaches that are commonly found in treatment centers. It is encouraged to reach out and contact them for specific information on how their program treats addiction. In most cases, publicly funded state treatment programs require proof that you’re a resident of the state where you’re applying for rehab. You’ll also need to verify that you qualify for free treatment based on your lack of assets, savings, and income. Lastly, you may need to participate in therapy sessions or groups to demonstrate that you’re ready to make a commitment to rehab before you’re approved for free treatment services.

Recovery Residences

This has implications for many types of plans, however; families are actually 2-3 times more likely to get coverage under Medicaid than with private insurance. Some people may be anxious to take on debt, but it’s important to view addiction rehab as an investment. Getting sober gives people the tools to get their life and career on track. Recovered addicts are also able to save more because they aren’t spending on drugs or alcohol.

In this blog, we’ll provide details on how to cover the cost of drug and alcohol rehab, with and without insurance. While many insurance policies set a limit on the level of addiction treatment a person may receive, Aetna takes a more individualized approach. The company will work with an individual’s needs to determine how much coverage is needed for a successful recovery. Discover what other addiction treatment services could be covered under your Aetna insurance plan.

What if I Don’t Have Health Insurance Coverage for Rehab?

Back when the Affordable Care Act (ACA) was created, people who chose not to have insurance were charged penalties for not having insurance. While this was officially repealed in 2019, those who didn’t have coverage until 2018 will still be penalized come tax time. Even though it was repealed, some states will still charge a fee in their taxes for those who don’t have insurance. Grants and scholarships- Search for grants and scholarships in your state.

Outside of what has already been mentioned, there are other resources for someone beginning their recovery from substance dependency. In fact, even if you’re currently in treatment or are waiting to receive treatment, these resources could be a worthwhile supplement to your care at very little cost. Two of the most well-known support groups are Alcoholics Anonymous (AA) and Narcotics Anonymous (NA). Both groups have proven to help individuals achieve and maintain a sober lifestyle.

Additional Factors Impacting the Cost of Drug and Alcohol Rehab

It allows for a flexible rehab payment plan that can be repaid with affordable monthly payments, so you can stop stressing about paying for rehab and focus on your recovery instead. If you would like to enroll yourself or a loved one in immediate inpatient or outpatient treatment at our drug rehab center, there are many ways to pay for treatment. If you are uninsured, you may be wondering how you will pay for rehab without insurance.

Please note – Our parent company, American Addiction Centers, owns and maintains Due to federal mandates, most insurance companies (e.g., making rehab costs manageable for many people that would not have been able to afford it. Our free email newsletter offers guidance from top addiction specialists, inspiring sobriety stories, and practical recovery tips to help you or a loved one keep coming back and staying sober. Informed by her personal journey to recovery and support of loved ones in sobriety, Jessica’s empathetic and authentic approach resonates deeply with the Addiction Help community.

Needed Treatment, Made an Effort

The amount insurance covers depends on the insurer and what the health provider accepts. The law varies by state, but for example, in Alabama involuntary commitment for drug of alcoholism is not legal. An approach where your loved one is involved in the rehab process may be more likely to have success. That doesn’t mean it will be easy, and it can be very hard to get that person into treatment.

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